News

Articles, News and Announcements

Fraud Prevention

Hey, nice profile pic! Here’s why scammers want to paint it.

Don’t believe them – it’s a scam. They don’t really want to paint your profile picture, and they don’t plan on paying you. In fact, you’ll end up paying them. Here’s how the scam works.

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Press Release

Southern Bank Welcomes Brian Englert

Southern Bank is excited to announce the addition of Brian Englert as Community Bank President in Chillicothe, MO.

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Fraud Prevention

How to Avoid Scams Over the Holidays

How do you avoid scams over the holidays? Southern Bank can help you learn the red flags of scams, the best ways to protect yourself from scams, and how to respond if you fall victim to a scam.

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Fraud Prevention

Protect Your Business from Scams Over the Holidays

How can you protect your business from scams during the holidays? Southern Bank has advice on how to recognize the red flags of a scam, protecting your business from scams, and how to respond if your business is scammed.

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Fraud Prevention

Watch out for ‘Phantom Hacker’ scams

What are ‘Phantom Hacker’ scams and how can you avoid them? Southern Bank is here to show you what these scams look like and what to do to protect yourself.

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Press Release

Congratulations Rick Viar on Civic Leadership Award

Southern Bank would like to congratulate Rick Viar on being awarded the 2023 West Gate Division of the Missouri Municipal League’s Annual Civic Leadership Award.

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Press Release

J Darren Hillis Achieves Circle of Success Recognition at Ameriprise Financial

J Darren Hillis, a financial advisor and Vice President with Southern Wealth Management in Poplar Bluff, MO, has qualified for the company’s Circle of Success annual recognition program...

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Press Release

Southern Bank Recognized on Forbes Financial All-Stars List

We’re proud to announce that Southern Bank has been named one of the Forbes Financial All-Stars for 2023.

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Press Release

Southern Bank Congratulates Rob Binney

Southern Bank congratulates Rob Binney on appointment to Missouri Workforce Development Board.

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Fraud Prevention

Send yourself Money? That’s a Big Red Flag

Scammers are always creating new ways to steal your money. One of the recent scams utilizing peer-to-peer payment services is what’s known as the 'Pay Yourself Scam.'

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Business

How to write a Business Plan for a Loan

Looking for commercial funding, but now sure how to write a business plan for a loan? We’ll show you what needs to be in your business plan and some tips on writing it.

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Fraud Prevention

Scam Alert: New Drinik Android Trojan

Find out about a scam targeting Android users and how you can best protect your information from being stolen.

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Business

How to Get a Commercial Loan

Want to grow your business but not sure how to get a commercial loan? Learn the steps to getting commercial financing right here ...

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Business

Q&A with a Local Business Owner

Hear from another small business owner about how they got started and how Southern Bank has helped them run their business.

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Money Management

Financial Tips for the New Year

Financial tips for the new year to help you get out of debt.

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Press Release

Southern Bank Welcomes Shon Bauer

Southern Bank is happy to announce the addition of Shon Bauer as Community Bank Manager in Anna IL.

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Home Buying

How do new construction loans work?

How do new construction loans work? Learn about them here and find out the benefits of getting a construction loan to build your dream home.

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Fraud Prevention

Mortgage Scams: How to spot the red flags

So, you’ve received a postcard in the mail that says there’s an “important matter” concerning your mortgage that requires your immediate response...

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Business

How to Get a Loan for Land

Buying land to start or expand your farm comes with more options than you might think. Get started here and find out more about how to get a loan for land.

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Business

How to Get a Farm Loan

We have everything you need to know about how to get a farm loan. See how a farm loan can be used and get the process started with Southern Bank.

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Press Release

We're Branching Out

We’re thrilled to announce that Southern Bank’s parent company, Southern Missouri Bancorp, Inc (SMBC), has signed a merger agreement with Citizens Bank and Trust Company.

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Press Release

Southern Bank Welcomes David McClain

Southern Bank is pleased to introduce David McClain as the newest member of its Board of Directors, to be effective at the bank’s regularly scheduled October board meeting.

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Business

How to get a home improvement loan

Wondering how to get a home improvement loan? Learn about the options you have and how to get started right away with Southern Bank.

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Business

How to get an equipment loan?

Not sure if you can qualify for an equipment loan for your business? It might be easier than you think. Learn what you need to apply right here.

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Home Buying

How to qualify for a home equity loan

Wondering how to qualify for a home equity loan, but not sure what you need? Find out here and get started right away with a Southern Bank lender.

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Home Buying

What is mortgage insurance and do you need it?

Wondering about mortgage insurance and if you need it? We’ll show you the different types of mortgage insurance and how to avoid the added cost.

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Fraud Prevention

11 Tips for Summer Trips

Vacations are that much needed time away full of relaxation and enjoyment with friends, family, or maybe even just yourself.

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Home Buying

How to get prequalified for a home loan

Are you wondering how to get prequalified for a home loan? It’s simpler than you think, and it may be the best place to start in the home buying process.

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Home Buying

Should you refinance your mortgage?

Wondering if you should refinance your mortgage? We’re here to help you make a decision with confidence.

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Fraud Prevention

9 Tips for Avoiding Fraud

Fraud can be devastating to someone’s financial situation or credit history and, unfortunately, it’s become a common occurrence.

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Business

What are Merchant Card Services

What are Merchant services and how can they help your business? Find out what to expect and how to get set up here.

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Money Management

How to buy your first car

Excited to purchase your first car? We can help you through the process and give you everything you need to know.

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Money Management

How Do I Open a Savings Account For a Child or Grandchild?

Looking to open a savings account for your child or grandchild? We’ll show you what you need, and how starting early leads to success down the road.

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Press Release

Online Banking Security Upgrade – Feb. 2022

In the coming days, Online Banking will undergo an enhancement to add another layer of security to online banking for your protection.

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Business

What goes into a business plan?

Wondering what goes into a business plan and how to structure it? Here are the steps you need to get started right away.

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Money Management

Tax Refund Direct Deposit

What happens if you get the routing number or account number wrong? Here’s what you need to know as well as some new policies to watch for in tax year 2021.

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Money Management

Key Differences Between Checking & Savings

What are the key differences between checking and savings accounts? Learn more about what each account is for and how to use them right here.

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Money Management

How to check and improve your credit score

Do you know how to monitor and improve your credit score? Learn what impacts a credit score and how you can start improving yours right away.

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Fraud Prevention

Holiday Shopping Tips

Whether you’re shopping in-store or online this holiday season, follow these tips to keep your information safe.

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Money Management

What is an Interest Checking Account?

What is an interest-bearing checking account? Find out here and see how it compares to standard checking and savings accounts.

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Press Release

Southern Bank expands into St. Louis Market, acquires FortuneBank

We’re rooted here, right where you need us. That means keeping a focus on our communities and serving each individual where they live and wherever they go. ...

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Press Release

Southern Bank to Acquire First National Bank Branch in Cairo, IL

Southern Bank, headquartered in Poplar Bluff, Missouri, has announced that it has entered into a definitive agreement to acquire the Cairo, Illinois, branch of First National Bank ...

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Money Management

How to start a budget

You may be wondering, “How do I start a budget?” You’re not the only one. Here are some steps and resources to make budgeting a breeze.

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Press Release

Newsweek features Southern Bank

For the second year in a row, Southern Bank has been selected as the Best Small Bank in Missouri by Newsweek in a study with Lending Tree ...

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Press Release

Online Banking Update

We have good news – your Online Banking will soon be receiving an upgrade with enhanced features and a new layout. Now you might be wondering how ...

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Money Management

How often should you monitor your checking account?

Online and Mobile banking have made checking your bank account easy. Learn how often you should, along with some tips, right here.

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Money Management

What do you need to open a bank account?

Have you ever asked yourself, “What do I need to open a bank account?” It’s a very common question. Here’s everything you need and some tips for when you’re opening a new bank account.

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Press Release

Important Mobile App Information Update

Important information regarding the recent Southern Bank app upgrade.

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Press Release

Mobile App Upgrade Postponed

We’re excited to announce an upgrade to Southern Bank’s mobile app that will be taking place on Tuesday, June 22, 2021.

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Money Management

Vacation Banking Tips

Summer is already here, which means you are probably ready for a vacation. Whether you prefer the beach to mountains, rivers to lakes, or just ...

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Press Release

Marshfield branch honored with Readers...

Recently, the Marshfield Mail’s annual Readers’ Choice Awards celebrated the very best of Webster County (MO). Each year ...

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Press Release

Newsweek features Southern Bank

Southern Missouri Bancorp, Inc. parent company of Southern Bank, Poplar Bluff, Missouri, announced that its merger ...

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Press Release

Southern Bank among top performers ...

We are excited and honored to have been named among Bank Director’s list of 2021 Ranking Banking Performance Powerhouses. This study ...

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Covid

A Resource for our Customers

The spread of the coronavirus (COVID-19) has significantly impacted our communities, businesses, and families....'

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Covid

Covid-19 Update

The health and safety of our team members and customers is our top priority. Safety measures are in place across...'

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Press Release

Southern Missouri Bancorp, Inc. Announces ...

Southern Missouri Bancorp, Inc. parent company of Southern Bank, Poplar Bluff, Missouri, announced that its merger ...

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Covid

Statement on Ways to Bank

The health and safety of our team members and customers is our top priority. Safety measures are in place across...'

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Covid

Fraudsters Seeking Online Banking Credentials

Fraudsters are attempting to obtain online banking credentials and personal information. Here’s how they are trying to get you to slip....

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Covid

Statement on Lobby Access

The health and safety of our team members and customers is our top priority. Safety measures are in place across...'

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Covid

March 2021 Economic Impact Payment

We know you may be anxiously waiting on an economic impact payment and we’re dedicated to making banking easy and convenient. Here’s what we know...'

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Press Release

Southern Bank and Central Federal Savings & Loan ...

Southern Missouri Bancorp, Inc. parent company of Southern Bank, Poplar Bluff, Missouri, announced that its merger ...

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Press Release

Southern Bank Announces New Commercial Loan Officer in Jonesboro ...

Southern Bank is happy to announce the addition of Senior Commercial Loan Officer Mike Weaver ...

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Press Release

Groundbreaking Kicks Off Construction of New Southern Bank ...

Southern Bank held a groundbreaking ceremony Wednesday ...

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Press Release

Trey Linsman promoted to Loan Officer for Jonesboro - Nettleton ...

Southern Bank recently announced the promotion of Trey Linsman to Loan Officer ...

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Press Release

Southern Bank Names Bishop as Market President

Southern Bank recently announced Kevin Bishop has been promoted to Market President ...

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Press Release

Southern Bank Names O’Neal Community Bank President, Cosgrove as Loan Officer ...

Southern Bank recently announced the promotion of Matthew O’Neal to Community Bank President ...

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Money Management

How to Save Time and Money

here are many, many ways you can develop a budget, create a savings a plan and organize your financial life. Some of them are simple ...

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Press Release

Southern Bank Launches Financial Advising and Investment Firm ...

Southern Bank announced the opening of Southern Wealth Management in the Poplar Bluff Market ...

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Fraud Prevention

Staying Secured When You Go Mobile

Smartphones, tablets and laptops have become part of our daily life. We are a society of constant connection. Whether through email ...

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Digital Banking

Get the Most from your Banking Experience

Smartphones, tablets and laptops have become part of our daily life. We are a society of constant connection. Whether through email ...

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Press Release

Southern Bank Names Brumitt Community Bank President

Southern Bank recently announced the promotion of Ben Brumitt to Community Bank President ...

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Money Management

4 Ways to Save the Planet While Saving Money

Taking steps to be more earth-friendly is a worthwhile endeavor for anyone. But it’s even sweeter when it comes with ...

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Press Release

Southern Bank and First Commercial Bank Parent Corporations ...

Southern Missouri Bancorp, Inc. (NASDAQ: SMBC, “Southern Missouri”), the parent corporation of Southern Bank ...

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Press Release

Southern Bank Names New Branch Retail Manager in Poplar Bluff

Southern Bank recently announced the addition of Megan Leist as Branch Retail Manager for the Southern Bank branches ...

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Money Management

Give Your Grad the Gift of Financial Education

Every graduate needs a checking account. If you haven’t set one up already, now’s the time to do so. This way, you can ...

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Press Release

Southern Bank Names New Chief Lending Officer

Southern Bank recently announced the appointment of Rick Windes as an Executive Vice President and the Chief Lending Officer ...

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Press Release

Southern Bank Names Roberts as Market President

Southern Bank announced Chris Roberts has been promoted to Market President. In his new role, Roberts will be ...

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Home Buying

Are Bi-Weekly Mortgage Plans Worth It?

The simple answer is: yes, it does. At the most basic level, bi-weekly payments require you to make a payment on your mortgage ...

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Home Buying

The Four Biggest Mortgage Mistakes to Avoid

The simple answer is: yes, it does. At the most basic level, bi-weekly payments require you to make a payment on your mortgage ...

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Business

What is the Best Business Checking Account for Your Business?

Here are some critical questions to consider in making your decision ...

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Business

How to Effectively Apply for a Small Business Loan

While small business loan requirements may be more flexible than other types of loan programs, you will be required to ...

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Home Buying

First Time Homebuyers - What to ask?

For more information about the home buying process at Southern Bank, find a lender near you or give us a call ...

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Home Buying

Mortgage 101: Advice from our Experts

From your credit score to the amount of money you have available for a down payment, having your finances in order is the No. 1 thing ...

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Business

3 Things You Didn't Realize Your Business Needs

While small business loan requirements may be more flexible than other types of loan programs, you will be required to ...

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Business

3 Tools to Make Running Your Business Easier

While small business loan requirements may be more flexible than other types of loan programs, you will be required to ...

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Press Release

Southern Bank Proud to Serve Community

Southern Bank has proudly served the needs of America’s Heartland for over 130 years, making it one of the oldest ...

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Money Management

What are the Reasons to Use Home Equity?

Learn about the ways a Home Equity Loan or a HELOC could help you accomplish your financial goals...

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Home Buying

Planning to Buy This Spring? Get Ready Now!

Before you start looking for a home, get pre-qualified. This way, you’ll know what you can afford and can shop within your budget. Plus, you’ll be a ...

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Money Management

How to save time and money

There are many, many ways you can develop a budget, create a savings a plan and organize your financial life. Some of them are simple ...

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Money Management

Become a Better Saver

First No matter how much you make each month, you can save money if you make it a priority to pay yourself first like you’re a bill that has to be paid ...

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Money Management

How to Avoid Overdraft Fees

If you have multiple checking or savings accounts, consolidate them to one of each – and do the same with retirement accounts. This will ...

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Press Release

Southern Bank Announces Closure of Brookland Branch

Southern Bank announced recently that it will close its Brookland, Arkansas branch on July 31, 2017. Southern Bank ...

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Press Release

Southern Bank Celebrates 130 Years

Founded in 1887, Southern Bank will be celebrating it’s 130-year anniversary on Wednesday, March 22nd with celebrations at its 36 branches located ...

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Money Management

How to Avoid Overdraft Fees

Using online or mobile banking, you can keep an eye on your balances and transfer money when necessary. Or, before you ...

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Money Management

4 Truly Terrifying Things You May Not Know About Your Checking Account

Have you ever averted your gaze from a computer screen and stifled a scream as you pulled up your eStatement? If you’re not banking ...

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Press Release

Southern Missouri Bancorp and Tammcorp Announce Agreement to Merge

Southern Bank recently announced the signing of a definitive merger agreement whereby Southern Missouri will acquire Tammcorp in ...

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Press Release

Southern Missouri Bancorp and Southern Missouri Bancshares ...

Southern Missouri Bancorp, Inc. (NASDAQ: SMBC, “SMBC”), the parent corporation of Southern Bank, and Southern Missouri Bancshares, Inc ...

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Press Release

Southern Bank Sponsors Benefit for Slade Smith

Southern Bank is partnering with the Brookland School District and community to help raise funds for Slade Smith ...

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Money Management

How to Jumpstart Your Holiday Shopping

Sure, September seems a long way from Christmas morning right now. But we’re just 12 weeks away from shredded wrapping paper and candy ...

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Money Management

3 Ways Personal Finance Manager Can Make You Smarter

As financial guru Dave Ramsey has said: You must gain control over your money or the lack of it will forever control you. No matter ...

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Money Management

4 Things Every 40-Something Should Be Doing With Their Money

Calculators, pencil cases and even backpacks may withstand more than one year’s worth of wear and tear. Buying fewer items can save ...

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Money Management

Top 7 Tips for Back-To-School Savings

Calculators, pencil cases and even backpacks may withstand more than one year’s worth of wear and tear. Buying fewer items can save ...

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Digital Banking

3 Reasons People Love Mobile Banking

If you haven’t already, sign up for mobile banking with mobile deposit. Whether you need to check your balance, transfer funds ...

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Digital Banking

3 Ways Mobile Deposit Will Change Your World

If you haven’t already, sign up for mobile banking with mobile deposit. Whether you need to check your balance, transfer funds ...

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Money Management

Smart Money Tips for 30-Somethings

Not all checking accounts were created equal. Research what fees and restrictions are attached to your account – like minimum balance ...

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Money Management

How to Streamline Your Financial Life

Introducing the new bankers’ hours: 7 a.m. to 7 p.m. with Interactive Tellers from Southern Bank. With Interactive Tellers, you can ...

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Home Buying

Protecting Your Most Valuable Investment While You're Away

According to the Department of Justice, the majority of home break-ins occur during the summer months. Make sure ...

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Money Management

How the Right Bank Account Can Make College Less Stressful

Here’s what to look for when selecting a checking account for your college-age student ...

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Home Buying

How Far Will Your Homeowners Insurance Take You After a Natural Disaster?

From your credit score to the amount of money you have available for a down payment, having your finances in order is the No. 1 thing ...

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Money Management

Five Budget-Friendly Date Ideas

So, you have both decided that 2017 will be the year you stick to that well planned out budget! You have been doing great so far ...

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Money Management

Save Like a Pro

4 Simple Tips to Make Saving Money Easier.

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Press Release

Southern Bank Names Jackson as Community Bank President

Southern Bank announced Mel Jackson has been promoted to Community Bank President for Southern Bank in Poplar Bluff. Jackson ...

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Press Release

Southern Bank Mourns Passing of Former Board Member Sam Smith

Southern Bank is saddened by the recent news of Sam Smith’s passing, who was a great friend, former long-time board member ...

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Press Release

Southern Bank Names New Chief Credit Officer

Southern Bank recently announced the appointment of Mark Hecker as Executive Vice President and Chief Credit Officer. Hecker will ...

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Press Release

Southern Bank Announces Resignation of Charles R. Moffitt ...

Southern Bank announced today that Charles R. Moffitt will resign from the Southern Bank Board of Directors, along ...

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Home Buying

How to Buy a Home

Buying a home is an exciting experience, but it can also be overwhelming. It will probably be the single largest investment ...

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Fraud Prevention

Seasonal Fraud: Protect Yourself This Holiday

While identity theft and fraud happen year-round, incidents often spike during the winter holiday season. Educate yourself on the ...

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Fraud Prevention

Protecting yourself from debit and credit card fraud

Because it is so important, you should do all you can to protect your financial reputation, just as you would your personal reputation ...

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Fraud Prevention

Is Southern Bank's Mobile App Safe?

Every year, millions of dollars are stolen through identity theft and other forms of fraud in the United States. This begs the question...

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Press Release

Southern Bank is First in Region to Put Fraud Protection ...

Southern Bank is the first bank in the region to put the power of fraud protection for debit cards directly into the hands ...

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Press Release

Southern Bank Named Top Community Bank

Southern Bank announced today that it was included in the 2014 edition of SNL Financial’s annual listing ...

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Press Release

Southern Bank Names New Banking Service Manager

Southern Bank announced Susie Ballard as the new Banking Service Manager for Southern Bank’s Ozark branch ...

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Press Release

Southern Bank Celebrates 128 Years by Giving Back

Founded in 1887, Southern Bank will be celebrating its 128-year anniversary on Friday, April 17th by giving ...

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Press Release

Southern Bank is First in Region to Introduce Live Video Banking

Southern Bank is the first bank in the region to introduce Interactive Teller technology, also known as ITMs, ...

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Fraud Prevention

Protecting Yourself on Social Media

Facebook® and Twitter® may be the new means of communication for the 21st century, but these new technologies are inherently more dangerous ...

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Home Buying

Buying Your First Home: What to Expect

Buying your first home is a daunting task. Committing all or most of your life savings, and signing up for a mortgage might be the largest...

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Money Management

It's Your Money - Manage It!

No matter what size your business may be, it is hard to stay on top of the day-to-day operations as well as maintain relevance with your customers.

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Business

Are You Still Relevant?

No matter what size your business may be, it is hard to stay on top of the day-to-day operations as well as maintain relevance with your customers.

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Money Management

Be Smart About Your Credit Card

Having a credit card is an important way for you to establish credit prior to graduating from college. By following these tips...

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Press Release

Southern Bank Announces Topping Out Event at New Band Headquarters

Southern Bank proudly announces a Topping Out celebration for the new Southern Bank headquarters to be located on the corner of ...

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