Send or transfer money

Move money in a few clicks.

Transfer money from checking to savings. Pay your coworker back for lunch. Spot a buddy a couple of bucks. Send and transfer money quickly, easily, securely. First, you’ll need to enroll in our free online banking.

Transfer Money

Transfer money pretty much anywhere.

Pay your kid's allowance, move money from checking to savings, or schedule a loan payment. Do you have an account somewhere else? You can even transfer money to an outside account.

Send Money

Pass the Buck

Send money directly from your account with your debit card. Available online and within our app.

With a simple click or tap, you can send money from your accounts to friends, family, or nearly anyone you choose.

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Popmoney®

Make and receive bank account-to-account transfers without exchanging private information. Available through our online banking portal.

Popmoney® keeps your information secure by cutting the back-and-forth down to a minimum. Fees apply.

How do I transfer money?
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Transfer Money via Online Banking

  1. Log in to your online banking profile
  2. Hover over the Transfers tab and select Schedule Single Transfer or Schedule Multiple Transfers
  3. Select the accounts you wish to transfer from and to, enter a description, amount, frequency, period, and scheduled date
  4. Click Transfer

Transfer Money via Mobile App

  1. Log in to the online banking app
  2. Click Transfer on the main page
  3. Select the accounts you wish to transfer from and to, select date and amount
  4. Click Continue

The cut-off time for internal transfers is 7:00 pm CDT; 4:00 pm CDT for external transfers.

How do I send money using Pass the Buck?
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Send Money via Mobile App with Pass the Buck

To send money:

  • Open the Mobile app home screen, click more at the bottom right
  • Select Pass the Buck from the list
  • Add recipients email address or mobile number
  • Add the amount you want to send (transfer amount)
  • Add in your debit card and expiration (can be saved for later use)
  • Accept the terms of service and click Send

To receive money:

  • Receive a text or email from sender
  • Click the included secure link (southernbank.payzur.com)
  • Add your first and last name, debit card #, expiration date

Accept the terms and click Deposit Payment

Things to know:

  • $1000 limit per day
  • 10 transaction limit per day
  • Pass the Buck is a free service
  • Instant funds if an eligible debit card is used
  • Up to 3 days if ACH account is used
How do I send money using Popmoney®?
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To send money:

  • Log in to your online banking profile
  • Click Bills and Payments tab
  • Select Popmoney
  • Enter the recipient’s information
  • Submit

To receive money:

If your financial institution offers Popmoney, you can log in to your account and direct the funds there.

  • You will receive an email from the sender.
  • In the email, click Deposit Payment
  • Choose to deposit to Bank Account or Debit Card
  • Enter your financial institution’s routing number and all other pertinent information
  • If you do not already have a Popmoney account, you will be required to sign up in order to finish depositing the funds.

Need to open an account?