Your Southern Bank Mastercard® Debit Card is compatible with Apple Pay, Google Pay, and Samsung Pay. With digital payments, you can easily pay with just a touch or a tap with your digital device. Make contactless points of sale and within apps. It’s simple to set up, secure to use, and convenient to pay.
Need to request a debit card?
To request a debit card for your account you can either call
855-452-7272 or visit your nearest branch to have one instantly issued.
These branches are not able to instantly issue a debit card at this time: Bradford, Poplar Bluff - PP Hwy, and Essex.
Digital Wallet and Mobile Payments
Tap to pay.
Apple Pay
Google Pay
Samsung Pay
Apple Pay
Add your card to your iPhone®, Apple Watch®, iPad® or Mac® >
Pay simply and securely at over a million merchants online, in apps and in stores.
Security - Whether you’re paying on the web or on-the-go, Apple Pay uses a device-specific number and unique transaction code. Your full card number is never stored on your device or on Apple servers, and it can’t be shared with merchants.
Apple Pay doesn’t keep transaction information that can be tied back to you, ensuring all your purchases are private.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Apple Pay.
Add your card to your wallet. Open the Wallet app (included with the latest iOS), and tap the plus in the upper right corner.
Provide your unique card info. Enter your card’s security code. Or use your device’s camera to capture card information.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Now that you've added your card, learn how much safer and faster it is to pay with your favorite Apple device—in stores, in an app or on a website.
- Paying in Stores: - Apple Pay is the safer, faster way to pay in stores with your iPhone or Apple Watch. To pay with Face ID®, double click the side button, glance at your screen, then hold your iPhone near the reader. For Touch ID®, hold your phone near the reader with your finger on Touch ID. If you are using an Apple Watch, double click the side button and hold your watch near the reader.
- Paying in Apps and on Websites: - Paying in apps and on the web has never been easier. With Apple Pay, you no longer have to create an account or fill out lengthy forms. To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. On your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch. On the MacBook Pro, pay using Touch ID on the Touch Bar.
Google Pay
Add your card to your Android™ device. >
Make convenient, secure purchases with your Southern Bank Mastercard® debit card.
Security - When you use your phone to pay in stores, Google Pay doesn't send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information-- so your card details stay safe.
And if you ever lose your phone, you can use Find My Device to instantly lock your device from anywhere, secure it with a new password, or even wipe it clean of your personal information.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Google Pay.
Add your card to your wallet. With the app open, tap the + sign in the app and follow the instructions to add your card manually or with the camera.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Now that you've added your card there's no need to take it out of your wallet--whether you're paying online, in apps or at a store.
Plus, when you make a purchase you receive payment confirmation on your phone with the merchant’s name, number, and location. This makes it convenient to keep track of purchases. And if there’s any suspicious activity, it’ll appear on your screen so you can take action immediately.
Samsung Pay
Paying with your card and a Samsung device is fast and secure. >
Paying with your card and a Samsung device is fast and secure. Just pull out your phone or watch and you're ready to pay almost anywhere you can swipe your Southern Bank Mastercard® debit card.
Security - Samsung Pay security features encrypt your information. A dynamic token is created so retailers can’t access your card number and your information stays safe.
- Embedded Samsung Knox technology monitors your device round the clock for suspicious activity.
- In the event your device is compromised, your card information is safely encrypted within a separate and secure data vault.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Samsung Pay.
Add your card to your wallet. With your Samsung Phone’s camera, scan your card’s information. Or upload your card’s information to your watch.
Secure your info. Use your fingerprint and a backup PIN number.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Samsung Pay works at any retailer where you’d normally swipe your card. Just hover your phone above the terminal and swipe up on your screen. Or press and hold your watch’s back key to activate, and tap to pay.
Apple Pay
>Add your card to your iPhone®, Apple Watch®, iPad® or Mac®
Pay simply and securely at over a million merchants online, in apps and in stores.
Security - Whether you’re paying on the web or on-the-go, Apple Pay uses a device-specific number and unique transaction code. Your full card number is never stored on your device or on Apple servers, and it can’t be shared with merchants.
Apple Pay doesn’t keep transaction information that can be tied back to you, ensuring all your purchases are private.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Apple Pay.
Add your card to your wallet. Open the Wallet app (included with the latest iOS), and tap the plus in the upper right corner.
Provide you unique card info. Enter you card’s security code. Or use your device’s camera to capture card information.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Now that you've added your card, learn how much safer and faster it is to pay with your favorite Apple device—in stores, in an app or on a website.
- Paying in Stores: - Apple Pay is the safer, faster way to pay in stores with your iPhone or Apple Watch. To pay with Face ID®, double click the side button, glance at your screen, then hold your iPhone near the reader. For Touch ID®, hold your phone near the reader with your finger on Touch ID. If you are using an Apple Watch, double click the side button and hold your watch near the reader.
- Paying in Apps and on Websites: - Paying in apps and on the web has never been easier. With Apple Pay, you no longer have to create an account or fill out lengthy forms. To pay in apps and on websites in Safari on your iPhone and iPad, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. On your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch. On the MacBook Pro, pay using Touch ID on the Touch Bar.
Google Pay
>Add your card to your Android™ device.
Make convenient, secure purchases with your Southern Bank Mastercard® debit card.
Security - When you use your phone to pay in stores, Google Pay doesn't send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information-- so your card details stay safe.
And if you ever lose your phone, you can use Find My Device to instantly lock your device from anywhere, secure it with a new password, or even wipe it clean of your personal information.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Google Pay.
Add your card to your wallet. With the app open, tap the + sign in the app and follow the instructions to add your card manually or with the camera.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Now that you've added your card there's no need to take it out of your wallet--whether you're paying online, in apps or at a store.
Plus, when you make a purchase you receive payment confirmation on your phone with the merchant’s name, number, and location. This makes it convenient to keep track of purchases. And if there’s any suspicious activity, it’ll appear on your screen so you can take action immediately.
Samsung Pay
>Paying with your card and a Samsung device is fast and secure.
Paying with your card and a Samsung device is fast and secure. Just pull out your phone or watch and you're ready to pay almost anywhere you can swipe your Southern Bank Mastercard® debit card.
Security - Samsung Pay security features encrypt your information. A dynamic token is created so retailers can’t access your card number and your information stays safe.
- Embedded Samsung Knox technology monitors your device round the clock for suspicious activity.
- In the event your device is compromised, your card information is safely encrypted within a separate and secure data vault.
Set up Your Card - Pick your Southern Bank card. All of our debit cards are now compatible with Samsung Pay.
Add your card to your wallet. With your Samsung Phone’s camera, scan your card’s information. Or upload your card’s information to your watch.
Secure your info. Use your fingerprint and a backup PIN number.
Verification with Southern Bank may be required. Follow the prompts from the digital wallet.
How to Pay - Samsung Pay works at any retailer where you’d normally swipe your card. Just hover your phone above the terminal and swipe up on your screen. Or press and hold your watch’s back key to activate, and tap to pay.