Today's Rates

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans Southern Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here. To learn more about rates and to see what you may qualify for, contact a mortgage loan officer.

Fixed Rate

15 Year

RATE

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APR¹

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POINTS

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30 Year

RATE

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APR¹

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POINTS

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Disclosures:

1 Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender.

The rates shown above are the current rates for the purchase of a single-family primary residence. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.

To guarantee a rate, you must submit an application to Southern Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 855-452-7272, by applying online, or by meeting with a mortgage loan officer.

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice.

Find out how much you can spend.