Our Southern Savings account¹ is as straightforward as it gets. Make deposits or transfers from within online banking when you can, or set up direct deposit through your job to save on a regular basis. Ask us about current savings rates.²
Southern Savings
The basic savings account.

Account Details
Here's what you can expect:
- Competitive interest rates on all balances.²
- 6 free withdrawals per month; after that, $1 per withdrawal.
- $100 minimum deposit to open an account.
Use our savings calculators > to help you plan and reach your goals.

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Disclosures:
1 A service charge of $2.00 will be imposed every month if the balance in the account falls below $100 any day of the statement cycle and a service charge of $2.00 will be imposed every statement cycle if the average daily balance for the cycle falls below $300. The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the cycle. The period we use is 365/365.
2 Current interest rates are available upon request and are subject to change daily.