Your financial journey is unique to you. That’s why we offer a variety of personal checking accounts designed to work for you and your goals.
Checking Accounts
Accounts that account for everything

Most Popular
Keeps Account helps you save every time you spend.
It includes a spending and savings account, and you keep the change on every debit card purchase with automatic round-up and deposit. Extra security is built in with IDProtect® and Cell Phone Protection.
Explore other options:
Kasasa Cash
A great, free checking account option for those looking to earn interest.
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Southern Basic
A simple, straightforward checking option. No frills and no monthly fees.
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Southern Elite
A free checking account for our well-deserving, 50+ customers who desire to earn interest.
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Benefits and Services
Your Mastercard® Debit Card
Your Mastercard® debit card comes with many benefits and perks. Find out how to take advantage of them all.