News

Home Buying

How do new construction loans work?

How do new construction loans work? Learn about them here and find out the benefits of getting a construction loan to build your dream home.

Home Buying

How to qualify for a home equity loan

Wondering how to qualify for a home equity loan, but not sure what you need? Find out here and get started right away with a Southern Bank lender.

Home Buying

What is mortgage insurance and do you need it?

Wondering about mortgage insurance and if you need it? We’ll show you the different types of mortgage insurance and how to avoid the added cost.

Home Buying

How to get prequalified for a home loan

Are you wondering how to get prequalified for a home loan? It’s simpler than you think, and it may be the best place to start in the home buying process.

Home Buying

Should you refinance your mortgage?

Wondering if you should refinance your mortgage? We’re here to help you make a decision with confidence.

Home Buying

Are Bi-Weekly Mortgage Plans Worth It?

The simple answer is: yes, it does. At the most basic level, bi-weekly payments require you to make a payment on your mortgage ...

Home Buying

The Four Biggest Mortgage Mistakes to Avoid

The simple answer is: yes, it does. At the most basic level, bi-weekly payments require you to make a payment on your mortgage ...

Home Buying

First Time Homebuyers - What to ask?

For more information about the home buying process at Southern Bank, find a lender near you or give us a call ...

Home Buying

Mortgage 101: Advice from our Experts

From your credit score to the amount of money you have available for a down payment, having your finances in order is the No. 1 thing ...

Home Buying

Planning to Buy This Spring? Get Ready Now!

Before you start looking for a home, get pre-qualified. This way, you’ll know what you can afford and can shop within your budget. Plus, you’ll be a ...

Home Buying

Protecting Your Most Valuable Investment While You're Away

According to the Department of Justice, the majority of home break-ins occur during the summer months. Make sure ...

Home Buying

How Far Will Your Homeowners Insurance Take You After a Natural Disaster?

From your credit score to the amount of money you have available for a down payment, having your finances in order is the No. 1 thing ...

Home Buying

How to Buy a Home

Buying a home is an exciting experience, but it can also be overwhelming. It will probably be the single largest investment ...

Home Buying

Buying Your First Home: What to Expect

Buying your first home is a daunting task. Committing all or most of your life savings, and signing up for a mortgage might be the largest...