Southern Bank is proud to serve the St. Joseph, MO community with all of its banking needs — we're your biggest fans. Our bank offers mortgage, commercial, agriculture, and consumer loans, and our lenders have the experience and expertise to assist you with all of your lending needs. To get started, select a lender to contact from the list below. If you don't see a lender that offers your loan type, please reach out to us. We’re happy to connect you with the right lender