Southern Bank offers a free, simplified checking solution ideal for small businesses with lower average balances and transaction volumes.
Free Small Business Checking
A simple, no-frills account.
![Entreprenuer working at desk](/assets/media/finals/entrepreneur-working-at-desk.webp)
Account Details
What you need to know:
- 400 free transactions per month
- No monthly service charge
- No minimum balance requirement
- $100 minimum deposit to open an account
Cash Management
Services to help run your business.
Provide direct deposit for your employees, pay federal taxes, collect customer payments, reconcile accounts, manage cash flow, and more from one convenient location inside online banking. Learn More >
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Features
Every Free Small Business Account come with these FREE features:
![Computer icon](/assets/media/account-icons/online-banking-computer.webp)
Online Banking
![Cell phone icon](/assets/media/account-icons/mobile-banking-deposit-cell-phone-2.webp)
Mobile Banking
![Cell phone icon](/assets/media/account-icons/digital-banking-cell-phone-dollar-sign-2.webp)
Mobile Deposit
![Debit or Credit Card icon](/assets/media/account-icons/mastercard-debit-card.webp)
Mastercard® Debit Card
![Signature icon](/assets/media/account-icons/box-of-checks-signature.webp)
Return of Check Images
![Document icon](/assets/media/account-icons/electronic-statements.webp)
Electronic statements
Disclosures:
¹Transaction limitations. You will have 400 free transactions for each statement period. The statement period follows the monthly calendar. Transactions are: checks paid, checks deposited, ACH credits, and ACH debits. A transaction fee of $0.15 will be assessed for all transactions over 400.